Are We Prepared for a Currency Crisis?

With so much talk about the upcoming currency crisis that has been predicted to be the worst that we have ever experienced, and that will last for many decades, my thoughts turned to my clients, many of whom will not survive it because they won’t be prepared for it.

In the Great Depression and the various recessions, we’ve seen bank failures, the stock market collapse, and mortgage failures, but we’ve never seen the total collapse of our currency, and that’s what’s being predicted by many of the world’s most savvy monetary pundits.

As with the Great Depression, there will be no advance warning; it will happen overnight and it will be devastating with the government helping themselves to our IRAs, 401ks, pension funds, etc. We’ve seen various governments go bankrupt, runs on banks, depositors losing most of their money and the banks not allowing people to have access to their safe deposit boxes.

Now, we’re being told that this was the easy part. With the upcoming currency crisis, and the fact that we were taken off the Gold standard in 1974, we have nothing to back us up. We have taken huge loans that we can’t repay, so who is going to want to lend us any more money, knowing that we won’t be able to repay our loans? And the most frightening thing is that we’ve been printing four trillion dollars out of thin air while our national debt has doubled in size.

And the most worrisome fact is that as America goes, so goes the world. If we have a currency crisis, that means that every other country will have a currency crisis. The U.S. dollar won’t be the standard for the world; they, and every other country, will have to come up with a new currency and none of us will have purchasing power. It is doubtful if there will be fuel at the pumps and that means that trucks will not be able to deliver food and other necessities to stores, even if some of the stores were to stay open.

We’re going to have a huge learning experience. I’m thinking of all the people who are on the court dockets, many of whom are suing for financial reasons. Some of my own clients are suing for financial reasons and I ask myself how their priorities are going to change when their winnings are worthless.

I also ask myself how the prison system is going to support itself if our money is worthless since the taxpayers are the ones who are supporting it. And I imagine that everyone but the most violent criminals, will be released from prison and that most of the cells will be empty.

We will definitely be looking at a new world. Are we prepared?

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8 Tips To Cope With Very Bad News

It’s not easy. It’s never easy. And nothing can really help you forget the situation. But there are a few little tricks that might somehow soothe you or make you find some extra strength and there are some other things that you should try and avoid in order to not feel even worse.

Let me try and summarize a few tips for you. Remember, this is not about your sick loved ones now, but about you…

  1. Think up two or three positive thoughts or recall two happy or better yet, funny memories and keep them ready to tell your loved one if the moment arises. You have to think of them when you’re alone because life tends to get busy or overwhelming when near a sick person. Grab the opportunities to give them little gifts of happiness throughout the day. Have some stories, anecdotes or memories ready at all times. Be ready to force a change of subject in the conversation when you feel that you and the patient are going in circles around the same old themes. That will act as a flush of fresh, invigorating breeze.
  2. Whenever you’re with your loved sick ones, focus all your attention on them and try not to think about your pain. It can never match theirs. And don’t let mental digressions divert you from your real chore which is keeping yourself strong enough to help the person you love. It’s easy to ask oneself “why us, why me?” It’s in fact an unavoidable question. But it’s a question that has no answer and looking for one obsessively will not solve the problem and will deduct from your energy reserves. When that question (or similar ones) pop into your head, look at it squarely for a couple of seconds and then let your thoughts tell it to leave you alone. Turn your attention to more fruitful endeavors.
  3. Keep busy. Don’t sit around letting questions attack you. Don’t stay in bed if you’re awake doing nothing; grab a book or get up to bake some cookies. Anything is better than letting destructive or depressive thoughts and tortuous questions engulf you. One of my favorites is writing something for my loved ones when my mind doesn’t seem to find any peace. The mere act of sitting at the computer or holding the pen in my hand helps me focus and fight negative ideas. Another favorite one of mine is, of course, reading. Reading soothes my mind so much! It helps me run away from my reality for a little while and has proven to be a great way to reduce stress. But whatever you read must be of interest to you. Don’t try to take any book laying around in your house. Choose something that has meaning and you really want to know about.
  4. Meet up with friends who can support you too. Find moments to vent your anger and sadness away from your sick loved one but supported by friends or others who care for you. Let others share your pain and comfort you, too. Don’t play hero all day long; it’s exhausting and you need to save up your energy.
  5. If not with friends, try to vent your anger and distress by running, exercising, walking or practicing any sport you like or engaging in any manual activity of your choice. Doing something physical helps the mind focus. It’s OK to feel angry and frustrated, it’s only natural. And crying is also good. But no matter what you do, don’t let the anger and frustration accumulate inside you. Those two are very destructive forces that will only lead to more sadness. Feel them, face them and understand that what you are feeling is a natural reaction. Then vent away any unacceptable or excessive accumulations by doing something physical.
  6. Plan little actions for each day. Some of them you will undertake, others will remain just planned. Have things to do at all times: rent a movie, order a book, organize a small reunion with friends over drinks, decide what to cook for dinner… even if your days seem completely full and overfilled, still plan ahead. Planning daily things to do with or without the patient will give you a sense of normalcy that will help bear the hours. Some of those plans you can design together with your loved one: discuss the details, talk about the choices… as you would do under any other circumstances.
  7. There will be times when your mind and your soul will ask for quiet and peace, for silence and inactivity. Take a break. Give yourself some moments alone and don’t feel guilty for taking them. Let your thoughts and raw feelings rest a bit. But make sure those times don’t turn into self-punishment. If you feel that your mind is starting to go in circles around unanswerable questions again, put a stop to it. One thing is enjoying a quiet moment; something else is letting depression catch up with you.
  8. And finally, let your loved one know that you are there, that you are the same old you and that you’re together in this. Sometimes, when the pain is big, we withdraw from our loved ones because it’s too much to bear. Try not to do that. Sail the ride together. Let the love you share hold you together. It’s OK to show them that you are sad or even angry, as long as you can also show them that you are hopeful and that you still cherish these moments together. A happy moment treasured now is worth more than many, less meaningful others shared before.

Life is sometimes unbearably hard, you’re right. And we should never pretend it’s not. But it’s our task to look for the small, good things around us to help those who are sick. Use these little tips to help you go through your dark days.

Enjoy life, yes, even under these terrible circumstances, enjoy the good moments in life,

Depression Associated With Ovarian Cysts – What is the Connection?

For those unfortunate women who experience recurring episodes of ovarian cysts, the question often arises whether depression can be a side effect that is actually related to their affliction. The truth is that experts tend to disagree on the subject, but the general consensus seems to be that depression associated with ovarian cysts occurs mainly in those women who have been diagnosed with certain types of cysts, primarily Polycystic Ovary Syndrome (PCOS).

Studies seem to point to the fact that depression associated with ovarian cysts in these women is caused primarily by a hormonal imbalance, and much of the depression stems from the resulting symptoms, which oftentimes includes weight gain, infertility, elevated testosterone levels, increased body hair, and other very disturbing symptoms that unfortunately frequently accompany a diagnosis of PCOS.

Additionally, women who have been diagnosed with PCOS frequently have increased levels of homocysteine, which is a chemical substance which forms in the body that may injure the blood vessel linings when levels are too high, and many researchers believe that depression associated with ovarian cysts may be a possibility due to the elevated levels of homocysteine.

Another factor to consider is mixed anxiety-depressive disorder, a condition that sometimes occurs in women with PCOS. These women generally have higher homocysteine levels during certain phases of the menstrual cycle. A relatively new category established by the medical community, mixed anxiety-depressive disorder defines patients suffering from both symptoms of anxiety as well as depression, both being of equal intensity.

Unfortunately all of the conditions referred to above may occur in women diagnosed with PCOS, which seems to reinforce that depression associated with ovarian cysts is a reality. There are, of course, other factors you should consider, but if you’ve been diagnosed with PCOS and you’re also experiencing depression, it’s definitely something that you should discuss with your physician.

The good news is there are some surprisingly simple things you can do in your daily life-style to address the hormonal imbalances which often accompany cysts, which is most often the culprit of depression associated with ovarian cysts. Your diet, exercise, stress, nutritional supplements, et cetera, all play a major role, and the real challenge comes with choosing from the various ovarian cysts treatments programs and finding one that is suitable to you as an individual.

The absolute key to selecting the right treatment program is to choose a plan that is time-tested, that has been used successfully by others, one that you can incorporate into your daily life, and then you should follow this plan religiously. Do this and there’s a very good chance that you won’t be constantly dealing with recurring episodes of cysts.

How Alcohol Causes Depression

It has been proven that alcohol causes depression. Depression is ongoing feelings of hopelessness, sadness, unhappiness, and causes a bleak outlook on life. And when you are suffering from depression you can’t be at the top of your game. It is hard to function in high gear when you are fatigued and are experiencing a general lack of interest, also caused by depression. It may also be important to point out here that depression causes anxiety. So many who suffer from depression will also have episodes of anxiety.

Since alcohol is a known depressant, it stands to reason people with depression shouldn’t drink. This applies to people suffering from manic depression as well. Studies have shown that doctors miss diagnosing correctly roughly 65% of people who are depressed.

The depression caused by alcohol actually starts with your physical body. First, alcohol lowers the serotonin and norepinephrine levels in your brain. These chemicals are the chemicals that give you your good feelings – a feeling of well being, and they help you to feel normal. The anti-depressant drugs were designed build these chemicals back up. After a long drinking career, since alcohol can take these brain chemicals down to ground zero, it can take a long time for the anti-depressants to bring these brain chemical levels back to where they need to be.

Alcohol also temporarily nullifies the effects of stress hormones. This is why after drinking you feel worse than ever, because alcohol depresses your nervous system and your brain. A study was done that followed people who were only drinking one drink a day and after these people stopped drinking for 3 months, their depression scores improved. And that is only at one drink a day, so it is easy to imagine the impact the kind of volume an alcoholic takes in every day can have.

Alcohol all but wipes out every vitamin in your system after a drinking session. A folic acid deficiency will contribute the brain aging and in older people, dementia. The folic acid deficiency also contributes to overall depression. Further, the alcohol in your system also breaks down and speeds the elimination of antioxidants in your blood. Antioxidants are critically important to our health because antioxidants fight free radicals and free radical damage causes diseases and aging. Our immune system actually creates the antioxidants which then neutralize the free radicals.

Alcohol can activate a gene that has been linked to depression and other mental issues. The result of this activation can cause not only depression, but seizures, and manic depressive episodes as well.

Although the majority of problem drinkers associate depression with their mental and emotional states, the fact is this kind of depression originates in your physical body’s response to drinking alcohol.

Types of Depression, Where Do They All End?

Depression is complex. It can linger and grow for months or even years before being detected . Studies have shown that millions of Americans will suffer some form of depressive disorder this year. Unfortunately fewer than 1/3 of these people will look for help. Often the sufferers don’t even know they’re sick. Every day stress is common in the modern world. It’s more difficult to navigate the obstacles in life. Many families are surviving week to week. Trouble in the economy has made it more difficult than ever to keep a good job. Stress leads to depressive feelings. There are many different types of depression. Some of the labels mean the same thing. There is mental, medical, clinical and manic depressive disorder. There is also the fact that it gets severe enough to allude to the final stages of the disease. Depressive disorder can result from a variety of causes. One of these is simple biology, brain chemistry issues. DNA also carries it. Those with family histories of the disorder are at risk.

Psychology Information Online provides information on the following depressive disorders:

* Major Depression – This is the most serious type, in terms of number of symptoms and severity of symptoms, but there are significant individual differences in the symptoms and severity. You do not need to feel suicidal to have a major case, and you do not need to have a history of hospitalizations either, although both of these factors are present in some people with major depressive symptoms.

* Dysthymic Disorder – This refers to a low to moderate level that persists for at least two years, and often longer. While the symptoms are not as severe as the major version, they are more enduring and resistant to treatment. Some people with dysthymia develop a major case at some time during the course of their disorder.

* Unspecified – This category is used to help researchers who are studying other specific types, and do not want their data confounded with marginal diagnoses. It includes people with a serious case, but not quite severe enough to have a diagnosis of a major form. It also includes people with chronic, moderate, which has not been present long enough for a diagnosis of a Dysthymic disorder. (You get the idea!)

* Adjustment Disorder,- This category describes that which occurs in response to a major life stressor or crisis.

* Bipolar – This type includes both high and low mood swings, as well as a variety of other significant symptoms not present in other forms of the disease.

Other Types of Depressive Categories:

* Post Partum – Major depressive episode that occurs after having a baby. Depressive symptoms usually begin within four weeks of giving birth and can vary in intensity and duration.

* Seasonal Affective Disorder (SAD) – A type of depressive disorder which is characterized by episodes of a major case which reoccur at a specific time of the year (e.g. fall, winter). In the past two years, depressive periods occur at least two times without any episodes that occur at a different time.

* Anxiety – Not an official type (as defined by the DSM). However, anxiety often also occurs with depression. In this case, a depressed individual may also experience anxiety symptoms (e.g. panic attacks) or an anxiety disorder (e.g. PTSD, panic disorder, social phobia, generalized anxiety disorder).

* Chronic – Major depressive episode that lasts for at least two years.

* Double – Someone who has Dysthymia (chronic mild) and also experiences a major depressive episode (more severe depressive symptoms lasting at least two weeks).

* Endogenous – Endogenous means from within the body. This type is defined as feeling depressed for no apparent reason.

* Situational or Reactive (also known as Adjustment Disorder with Depressed Mood) – Depressive symptoms developing in response to a specific stressful situation or event (e.g. job loss, relationship ending). These symptoms occur within 3 months of the stressor and lasts no longer than 6 months after the stressor (or its consequences) has ended. Depression symptoms cause significant distress or impairs usual functioning (e.g. relationships, work, school) and do not meet the criteria for major depressive disorder.

* Agitated – Kind of major depressive disorder which is characterized by agitation such as physical and emotional restlessness, irritability and insomnia, which is the opposite of many depressed individuals who have low energy and feel slowed down physically and mentally.

* Psychotic – Major depressive episode with psychotic symptoms such as hallucinations (e.g. hearing voices), delusions (false beliefs).

* Atypical (Sub-type of Major or Dysthymia) – Characterized by a temporary improvement in mood in reaction to positive events and two (or more) of the following: o significant weight gain or increase in appetite

o over sleeping

o heavy feeling in arms or legs

o long standing pattern of sensitivity to rejection

* Melancholic (Sub-type of Major Depressive Disorder) – Main features of this kind of depression include either a loss of pleasure in virtually all activities or mood does not temporarily improve in response to a positive event. Also, three (or more) of the following are present:

o Depressed mood that has a distinct quality (e.g. different from feeling depressed when grieving)

o Depressive feeling is consistently worse in the morning

o Waking up earlier than usual (at last 2 hours)

o Noticeable excessive movement or slowing down

o Significant decrease in appetite or weight loss

o Feeling excessive or inappropriate guilt

*Catatonic – (Sub-type of Major Depressive Disorder) – This type is characterized by at least two of the following:

o Loss of voluntary movement and inability to react to one’s environment

o Excessive movement (purposeless and not in response to one’s environment)

o Extreme resistance to instructions/suggestions or unable/unwilling to speak

o Odd or inappropriate voluntary movements or postures (e.g. repetitive movements, bizarre mannerisms or facial expressions)

o Involuntarily repeating someone’s words or movements in a meaningless way Treatment will differ depending on the type of depression based on its severity and various symptoms.

For example, the focus of therapy may vary or different antidepressants may be prescribed targeting certain symptoms. Common factors can lead to different types. Substance abuse can lead to depressive disorder. Both alcoholics and drug abusers can contract it. Mental disorder historically has a stigma associated with it. Prior to mental illness being recognized as a disease it was considered by many to be a personal defect. As a result treatment wasn’t applied in a way that could help the patient. Negative effects persist through all the stages of depression. Therefore treatment requires early detection.

Major depressive disorder is probably one of the most common forms. You probably know a handful of people who suffer from it. The sufferer seems to walk around with the weight of the world on his or her shoulders. He or she seems disinterested in becoming involved in regular activities and seems convinced that he or she will always be in this hopeless state. There is a lack of interest in sexual activity and in appetite and a weight loss.


Atypical: is a variation that is slightly different from it’s major variety. The sufferer is sometimes able to experience happiness and moments of elation. Symptoms of the atypical type include fatigue, oversleeping, overeating and weight gain. People who suffer from it believe that outside events control their mood (i.e. success, attention and praise). Episodes can last for months or a sufferer may live with it forever.

Psychotic: sufferers begin to hear and see imaginary things – – sounds, voices and visuals that do not exist. These are referred to as hallucinations, which are generally more common with someone suffering from schizophrenia. The hallucinations are not “positive” like they are with a manic depressive. The sufferer imagines frightening and negative sounds and images. Dysthymia: Many people just walk around seeming depressed – – simply sad, blue or melancholic. They have been this way all of their lives. This is dysthymia – – a condition that people are not even aware of but just live with daily. They go through life feeling unimportant, dissatisfied, frightened and simply don’t enjoy their lives. Medication is beneficial for this type.

Manic: can be defined as an emotional disorder characterized by changing mood shifts can sometimes be quite rapid. People who suffer from manic depressive disorder have an extremely high rate of suicide.

Seasonal:, which medical professionals call seasonal affective disorder, or SAD, is something that occurs only at a certain time of the year, usually winter. It is sometimes called “winter blues.” Although it is predictable, it can be very severe.

Cyclothymic Disorder:A milder yet more enduring type of bipolar disorder. A person’s mood alternates between a less severe mania (known as hypomania) and a less severe case.

Mood Disorder, due to a General Medical Condition caused or precipitated by a known or unknown physical medical condition such as hypothyroidism.)

Substance Induced Mood Disorder may be caused or precipitated by the use or abuse of substances such as drugs, alcohol, medications, or toxins.

Seasonal Affective Disorder (SAD):This condition affects people during specific times or seasons of the year. During the winter months individuals feel depressed and lethargic, but during other months their moods may be normal.

Postpartum:A rare form occurring in women within approximately one week to six months after giving birth to a child.

Premenstrual Dysphoric Disorder:This is an uncommon type of depressive disorder affecting a small percentage of menstruating women. It is a cyclical condition in which women may feel depressed and irritable for one or two weeks before their menstrual period each month.

What exactly is a depressive disorder?

Depressive disorders have been with mankind since the beginning of recorded history. In the Bible, King David, as well as Job, suffered from this affliction. Hippocrates referred to it as melancholia, which literally means black bile. Black bile, along with blood, phlegm, and yellow bile were the four humors (fluids) that described the basic medical physiology theory of that time. It is also referred to as clinical depression, has been portrayed in literature and the arts for hundreds of years, but what do we mean today when we refer to a depressive disorder? In the 19th century, it was seen as an inherited weakness of temperament. In the first half of the 20th century, Freud linked the development of depressive feelings to guilt and conflict. John Cheever, the author and a modern sufferer of depressive disorder, wrote of conflict and experiences with his parents as influencing his development of the disease.

The symptoms that help a doctor identify the disorder include:

* constant feelings of sadness, irritability, or tension

* decreased interest or pleasure in usual activities or hobbies

* loss of energy, feeling tired despite lack of activity

* a change in appetite, with significant weight loss or weight gain

* a change in sleeping patterns, such as difficulty sleeping, early morning awakening, or sleeping too much

* restlessness or feeling slowed down

* decreased ability to make decisions or concentrate

* feelings of worthlessness, hopelessness, or guilt

* thoughts of suicide or death

If you are experiencing any or several of these symptoms, you should talk to your doctor about whether you are suffering. From chronic illnesses such as heart disease to pain perception, sex, and sleep.

Sexual Problems – Learn how medicines can affect sexual desire and sexual performance.

Sleep Problems – Find out how this disease disturbs sleep and get some effective tips to help your sleep problems. Warning Signs

Learn more about suicide, including who is at risk, warning signs, and when to call for medical assistance.

Once the disease has progressed to a severe enough level that the illness must be treated. The calls for assistance weren’t answered and now the chance to solve the problem is fading. Medications and therapy combine for a working treatment. Also available are support groups that can help. You can also find many natural herbal medications that have been proven effective in clinical studies. The good news is that very effective treatments are available to help those who are depressed. However, only about one-third of those who are depressed actually receive treatment. This is unfortunate since upwards of 80-90% of those who do seek treatment can feel better within just a few weeks. Some believe that depression is the result of a personal weakness or character flaw. This is simply not true. Like diabetes, heart disease, or any other medical condition.

Help is out there no matter the type is affecting someone. Seek medical help if you or anyone you know shows signs. We have more great articles for you to browse, why not check them out!